Abstract

        This research aims to determine the standards and indictors that are used in the process of the financial performance appraisal of insurance companies and factors that influence it. The research focuses on determining the level of the financial performance of national insurance companies ,The research uses a number of specialized financial indicators of insurance companies apart from other financial companies as (premiums ,investments, net profit ,total employees, number of investment , consideration , provisions ,employees out of the workforce, cost of collecting branches profits and surplus and deficiency) .The concludes: calculation the ratio of premiums growth (2008- 2015) shows that the indicator is high because of the increasing  in electricity project premiums and fire insurance premiums for oil filtration   (north , middle and south in addition to issuing a multi benefits policy for the employees

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